Specializing In Creating Strategies To Transfer Wealth And Businesses Into The Next Generation Trust Relationships Community Knowledge Trust. Relationships. Community. Knowledge.
About Our Firm
At Lloyd R. Wilson & Associates, we are dedicated to helping our clients conserve wealth and protect the extensive assets that have been built, in some cases, over several generations. Through his independent firm and as a member of The Nautilus Group®, Lloyd has access to some of the strongest professional resources in the nation to provide you with the most robust financial and insurance products and services available.
Our Mission
Our mission is to help our clients:
- Protect their assets from excessive tax burdens and potential undesirable future creditors
- Pass on their assets to their desired heirs in a manner that enables them to leave the legacy they intended
- Ensure that their desires for charitable giving are crystallized and enabled to be continued for future generations
Meet Our Team
Lloyd R. Wilson, CLU® and AEP®
President, Lloyd R. Wilson and Associates
For more than 40 years, Lloyd R. Wilson has been designing and implementing strategies to help his clients conserve their wealth and transfer their assets to future generations and to the charitable organizations they support. He founded Lloyd R. Wilson and Associates in 1970, a financial firm that assists clients with the transference of wealth, the minimization of tax burdens, and the maximization of charitable contributions to public and private foundations and institutions.
In 1993, Lloyd co-founded The Nautilus Group®, a Dallas-based resource center that now employs specialists with backgrounds in law, taxation, accounting, and charitable planning to assist in the design and execution of these strategies. The Nautilus Group® is a service of New York Life Insurance Company and is an exclusive advanced planning resource for designing estate conservation, philanthropic and business continuation strategies.
Prior to entering the financial services industry, Lloyd completed his undergraduate studies at Auburn University and the University of West Alabama before attending Cumberland Law School. He then continued his education at The American College in Bryn Mawr, PA where he received his Chartered Life Underwriter (CLU®) and AEP® designations.
In his free time, Lloyd enjoys amateur photography, Porsche racing with the Porsche Club of America, and spending time with his wife, Sherry, and his three children, Reed, Jennifer and Kelly.
Current Boards and Involvement
- Board member of the Community Foundation of Greater Birmingham
- Board member of the Baptist Health Foundation
- Board Member of the Parkinson’s Association of Alabama
- Sponsor of residencies and fellowships at the University of Alabama Medical School Department Of Neurosurgery through his Scholars Fund
- Involved in the Yale Club Study Group in New York
Past Positions & Awards
- Past President of the Birmingham Estate Planning Council
- Past President of the Birmingham Association of Life Underwriters
- Past President of the Agents Advisory Council to New York Life
- Past President of NYLARC Reinsurance Company
- Past Faculty Member of the Alabama Bar Institute for Continuing Legal Education
- 2010 Recipient of the Outstanding Professional Advisor Award from the Community Foundation of Greater Birmingham
- Past Board Member of the McWane Center Foundation
- Past Member of Samford University Planned Giving Advisors Board
- Past Member of University of Alabama at Birmingham Planned Giving Advisors Board
- Past Member of St. Vicnent’s Planned Giving Advisors Board
Our Professional Resource
Our Resources
The Nautilus Group®
As a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company, Lloyd Wilson works hand-in-hand with Nautilus specialists experienced in taxes, estate law, life insurance, accounting, and charitable giving. This relationship helps ensure you benefit from some of the most sound thinking when it comes to your estate.
Eagle Strategies, LLC
Through Eagle Strategies, Lloyd Wilson provides fee-based financial planning, investment advisory services and access to investment management programs. Eagle Strategies LLC is registered with the Securities and Exchange Commission as an "Investment Adviser" and is an indirect, wholly-owned subsidiary of New York Life Insurance Company.
Ash Brokerage
Ash Brokerage is an unaffiliated privately-owned family-operated insurance brokerage general agency. Ash provides us with a multitude of products and support for life insurance, long-term care, disability income, and annuities, not available through New York Life or its subsidiaries. Our partnership with Ash complements our mission to provide our clients with objective solutions to suit their individual needs.
CPI Companies
Our firm works with third party unaffiliated CPI Companies for life insurance brokerage to provide access to tailor- made financial strategies, services and products that our high net worth clients expect and deserve.
Our Expertise
At Lloyd R. Wilson & Associates, we are dedicated to helping our clients conserve wealth and protect the extensive assets that have been built, in some cases, over several generations. With over 40 years of experience, we offer clients an impressive depth of expertise in everything from estate and retirement planning, to business succession and charitable giving. Some of our common services include:
Estate and Legacy Planning
A well-engineered estate conservation plan can minimize tax liability and ensure that loved ones are protected. We work with clients and their professional advisors to analyze their current financial status and assess the potential impact of state and federal taxes on a client’s estate. Using this baseline, we develop and suggest strategies that will meet planning goals in coordination with personal philosophies and family needs. Additionally, we can help clients look at the benefits of a charitable giving plan designed to meet personal goals and achieve philanthropic objectives.
Wealth and Asset Protection
At Lloyd R. Wilson & Associates, we develop strategies to help shield your business and personal assets from liabilities or life events. In addition to death benefit protection, this can help safeguard asset transfer to children and grandchildren.
Business Succession
and Exit Planning
A lifetime of work goes into the development of a successful business, often making it a client’s most valuable asset. An estate plan should be in place to protect that asset and ensure its viability and value long into the future. We can offer innovative strategies for the continuation of the business that address the needs of each family member.
Charitable Gift Planning
Charitable gift planning allows our clients to support the organizations and causes that matter to them, while providing immediate income streams and generating valuable tax benefits. At Lloyd R. Wilson & Associates, our philanthropically-minded clients support a wide array of charitable institutions, and numerous charitable giving strategies exist. We will discuss your needs and wishes to determine what will work best, then we will work collaboratively with your legal and tax professionals to implement the plan.
Executive Benefits
Most successful businesses employ talented executives whose contributions to the bottom line are critical. It is essential to attract and retain high-caliber people. Our firm can suggest a variety of benefit packages that effectively retain key employees as well as attract new ones.
Retirement Planning
We design and help implement a variety of accumulation and retirement income plans, offering insurance products, investment programs ranging from separately managed portfolios of stocks and bonds to mutual funds, as well as access to third party wealth management programs. We offer a consistent process to ensure management of investment assets according to client risk tolerances and return goals, monitoring on a continual basis, and the evolution of portfolios in conjunction with changing client objectives.
Life plan for your business®
Our Approach
Here at Lloyd R. Wilson & Associates, we utilize a unique six-step process when working with our clients. It begins with getting to know you and what matters most in your life, and figuring out where you are right now financially, and where you want to go. From there, we work as your partner to chart the best course of action to help you achieve your goals and objectives while adhering to your personal tolerance for risk.
Once you're on the selected path, we continue to monitor your progress and make adjustments as needed as you transition through the different phases of your life. Read below for more details about the various stages of our client-centric process.
Our 6 Step Process:
Step 1 - Clarify your concerns and objectives
Step 2 - Provide a clear analysis and projection of your personal and business financial information
Step 3 - Explore possible strategies to achieve your goals
Step 4 - Collaborate with your circle of advisors
Step 5 - Implement and follow up with your plan
Step 6 - Create a summary of your plan and monitor it over time
Concept Pieces
Business Succession and Exit Planning
Charitable Giving
Estate Legacy Planning
Executive Benefits
Family Protection
Wealth Management and Retirement Plan
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